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What is a house survey and why do I need one?

What is a house survey and why do I need one?

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When you want to buy a house, surveys provide great peace of mind. Being given all the information possible is essential for making an informed decision about whether the property is a good investment or not. There are numerous surveys, with some going into more detail than others. 

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A condition report is the most basic of surveys and provides an overview of the property’s condition. It is really only intended to supplement the details in the mortgage valuation report and is suitable for new builds, but a level 2 homebuyer report is still recommended. This is a level 1 report. 

A homebuyer report is the most basic survey that mortgage lenders mandate. They are thorough enough for most modern homes in fair condition and with no modifications. The report is based on a visual inspection and no manual testing takes place. This is a level 2 report. For help and Information about house surveys, visit https://www.samconveyancing.co.uk/news/house-survey

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A building survey is a more detailed report and provides an inspection of both the interior and exterior of a property. This survey is recommended for older homes, homes made from non-standard materials or any property that has undergone significant modification. This survey is a good idea for anyone with plans to convert, alter or renovate a dilapidated property. It will also advise on the possible cost for repairs. This is a level 3 report.

Although surveys mean additional expense, they are well worth it as the potential fallout from buying a property with major faults could be disastrous.

 

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